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Franklin</image:title></image:image><lastmod>2020-11-03T23:00:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/08/30/amazon-business-model-risk-factors-and-contingent-liabilities/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/08/amazonthumbnail-2.jpg</image:loc><image:title>Digital Camera</image:title><image:caption>$CoMmEntU</image:caption></image:image><lastmod>2020-11-03T23:00:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/09/06/amazon-business-segments-key-ratios-intrinsic-value/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/09/amazon-analysis-thumbnail-1.jpg</image:loc><image:title>Digital 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(2)</image:title></image:image><lastmod>2020-11-03T22:58:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/10/25/3-ways-to-manipulate-earnings-per-share-eps/</loc><lastmod>2020-10-23T14:15:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/10/18/pioneering-portfolio-management-book-of-the-month/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/10/portfoliomanagement-1.png</image:loc><image:title>PortfolioManagement-1</image:title></image:image><lastmod>2020-10-17T12:52:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/07/05/how-will-you-measure-your-life-book-of-the-month/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/07/howwillyoumeasureyourlife.jpg</image:loc><image:title>HowWillYouMeasureYourLife</image:title></image:image><lastmod>2020-09-15T20:18:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2019/07/14/5-super-investors-and-their-portfolios/</loc><lastmod>2020-09-15T20:17:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/09/13/how-to-win-friends-influence-people-book-of-the-month/</loc><lastmod>2020-09-13T10:43:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/08/23/investing-in-tesla-inc-tsla/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/08/tesla_motors.png</image:loc><image:title>Tesla_Motors</image:title></image:image><lastmod>2020-08-23T13:55:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2019/06/09/investing-in-chevron-exxon-mobil-or-royal-dutch-shell/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/og.jpg</image:loc><image:title>O&amp;G</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/cvx-xom-rds.jpg</image:loc><image:title>CVX-XOM-RDS</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/fcf-rds-1.jpg</image:loc><image:title>FCF-RDS</image:title><image:caption>Expected RoR of 8.8% (if 10% likelihood of 3% FCF growth, 65% likelihood of (-1)% FCF growth, and 25% likelihood of (-8)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/fcf-cvx-1.jpg</image:loc><image:title>FCF-CVX</image:title><image:caption>Expected RoR of 4.5% (if 10% likelihood of 3% FCF growth, 65% likelihood of (-1)% FCF growth, and 25% likelihood of (-8)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/fcf-cvx.jpg</image:loc><image:title>FCF-CVX</image:title><image:caption>Expected RoR of 4.5% (if 10% likelihood of 3% FCF growth, 65% likelihood of (-1)% FCF growth, and 25% likelihood of (-8)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/fcf-xom.jpg</image:loc><image:title>FCF-XOM</image:title><image:caption>Expected RoR of 2.7% (if 10% likelihood of 3% FCF growth, 65% likelihood of 0% FCF growth, and 25% likelihood of (-5)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/fcf-rds.jpg</image:loc><image:title>FCF-RDS</image:title><image:caption>Expected RoR of 8.8% (if 10% likelihood of 3% FCF growth, 65% likelihood of (-1)% FCF growth, and 25% likelihood of (-8)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/iv-og.jpg</image:loc><image:title>IV-O&amp;G</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/og-fundamental.jpg</image:loc><image:title>O&amp;G-Fundamental</image:title></image:image><lastmod>2020-08-17T00:54:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2019/06/16/investing-in-cvs-or-walgreens-boots-alliance/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/cvs-wba-1.jpg</image:loc><image:title>CVS-WBA</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/cvswba-1.jpg</image:loc><image:title>CVSWBA</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/cvswba.jpg</image:loc><image:title>CVSWBA</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/cvs-fcf.jpg</image:loc><image:title>CVS-FCF</image:title><image:caption>Expected RoR of 8.3% (if 10% likelihood of 3% FCF growth, 65% likelihood of (-2)% FCF growth, and 25% likelihood of (-8)% FCF growth)
</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/wba-fcf.jpg</image:loc><image:title>WBA-FCF</image:title><image:caption>Expected RoR of 11.2% (if 10% likelihood of 3% FCF growth, 65% likelihood of (-1)% FCF growth, and 25% likelihood of (-8)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/iv-cvs-wba.jpg</image:loc><image:title>IV-CVS-WBA</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/cvs-wba.jpg</image:loc><image:title>CVS-WBA</image:title></image:image><lastmod>2020-08-17T00:54:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2019/06/30/investing-in-intel-amd-or-qualcomm/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/intc-amd-qcom-cover.jpg</image:loc><image:title>INTC-AMD-QCOM-COVER</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/qcom-fcf.jpg</image:loc><image:title>QCOM-FCF</image:title><image:caption>Qualcomm's Expected Rate of Return is 0.0% (if 10% likelihood of 5% FCF growth, 65% likelihood of 1% FCF growth, and 25% likelihood of (-5)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/amd-fcf.jpg</image:loc><image:title>AMD-FCF</image:title><image:caption>AMD's Expected Rate of Return is N/A (AMD's FCF has been negative for the past 7 of the 10 years, so the likelihood of FCF is negative in the future)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/intc-fcf.jpg</image:loc><image:title>INTC-FCF</image:title><image:caption>Intel's Expected Rate of Return is 4.5% (if 10% likelihood of 5% FCF growth, 65% likelihood of 1% FCF growth, and 25% likelihood of (-5)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/intc-amd-qcom-iv.jpg</image:loc><image:title>INTC-AMD-QCOM-IV</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/intc-amd-qcom.jpg</image:loc><image:title>INTC-AMD-QCOM</image:title></image:image><lastmod>2020-08-17T00:53:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2019/09/22/us-economy-federal-reserve-and-interest-rates/</loc><lastmod>2020-08-17T00:53:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2019/07/28/investing-in-pfizer-or-merck/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/07/merck-pfizer-1.jpg</image:loc><image:title>Merck-Pfizer</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/07/merck-pfizer.jpg</image:loc><image:title>Merck-Pfizer</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/07/mrk-fcf.jpg</image:loc><image:title>MRK-FCF</image:title><image:caption>Expected Rate of Return of 1.5% (if 10% likelihood of 5% FCF growth, 65% likelihood of 1% FCF growth, and 25% likelihood of (-3)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/07/pfe-fcf.jpg</image:loc><image:title>PFE-FCF</image:title><image:caption>Expected Rate of Return of 3.7% (if 10% likelihood of 5% FCF growth, 65% likelihood of 1% FCF growth, and 25% likelihood of (-3)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/07/pfe-mrk-iv.jpg</image:loc><image:title>PFE-MRK-IV</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/07/pfe-mrk.jpg</image:loc><image:title>PFE-MRK</image:title></image:image><lastmod>2020-08-17T00:52:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2019/08/18/how-to-find-the-value-of-stocks/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/08/stock_exchange.jpg</image:loc><image:title>Stock_Exchange</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/08/wmt-value-1.jpg</image:loc><image:title>WMT-Value</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/08/aapl-value.jpg</image:loc><image:title>AAPL-Value</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/08/wmt-value.jpg</image:loc><image:title>WMT-Value</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/08/value-formula.jpg</image:loc><image:title>Value-Formula</image:title></image:image><lastmod>2020-08-16T23:04:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2019/06/23/investing-in-delta-american-airlines-or-southwest-airlines/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/airlines.jpg</image:loc><image:title>Airlines</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/luv-fcf.jpg</image:loc><image:title>LUV-FCF</image:title><image:caption>Expected Rate of Return of 9.3% (if 10% likelihood of 5% FCF growth, 65% likelihood of 1% FCF growth, and 25% likelihood of (-5)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/aal-fcf.jpg</image:loc><image:title>AAL-FCF</image:title><image:caption>Expected Rate of Return is N/A (AAL's FCF has been negative for the past 8 of the 10 years, so the likelihood of FCF is negative in the future)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/dal-fcf.jpg</image:loc><image:title>DAL-FCF</image:title><image:caption>Expected Rate of Return of 2.7% (if 10% likelihood of 5% FCF growth, 65% likelihood of 1% FCF growth, and 25% likelihood of (-5)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/dal-aal-luv-iv.jpg</image:loc><image:title>DAL-AAL-LUV-IV</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/06/dal-aal-luv.jpg</image:loc><image:title>DAL-AAl-LUV</image:title></image:image><lastmod>2023-04-06T14:14:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/07/26/what-determines-the-wages-of-your-labor/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/07/wages-1.jpg</image:loc><image:title>Wages-1</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/07/wages.jpg</image:loc><image:title>Wages</image:title></image:image><lastmod>2020-08-16T23:02:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/08/09/the-us-china-cold-war/</loc><lastmod>2020-08-16T23:02:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/07/12/why-is-universal-basic-income-ubi-detrimental-for-the-society/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/07/ubi-3.jpg</image:loc><image:title>UBI</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/07/ubi-2.jpg</image:loc><image:title>UBI</image:title></image:image><lastmod>2020-08-16T23:01:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/06/21/the-federal-reserve-kicks-the-can-down-the-road/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/06/fomc-balance-sheet-1.jpg</image:loc><image:title>FOMC Balance Sheet</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/06/fomc-balance-sheet.jpg</image:loc><image:title>FOMC Balance Sheet</image:title></image:image><lastmod>2023-11-16T05:01:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/terms-and-conditions-of-use/</loc><lastmod>2020-08-16T22:12:46+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://superiornorthllc.com/2020/06/28/regulators-ease-the-volcker-rule/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/06/fed-chicago.jpg</image:loc><image:title>Fed Chicago</image:title></image:image><lastmod>2020-08-16T22:06:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/03/29/is-high-inflation-around-the-corner/</loc><lastmod>2020-08-16T22:06:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/06/14/market-speculation-and-volatility/</loc><lastmod>2020-08-16T22:05:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2019/12/08/3-stocks-to-buy-during-the-next-stock-market-correction/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/12/3stocks.jpg</image:loc><image:title>3Stocks</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/12/bdx-ror-1.jpg</image:loc><image:title>BDX ROR</image:title><image:caption>Expected Rate of Return of 2.7% (if 20% likelihood of 10% FCF growth, 70% likelihood of 4% FCF growth, and 10% likelihood of (-5)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/12/iv-bdx.jpg</image:loc><image:title>IV BDX</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/12/bdx.jpg</image:loc><image:title>BDX</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/12/mkc-ror.jpg</image:loc><image:title>MKC ROR</image:title><image:caption>Expected Rate of Return of 1.5% (20% likelihood of 8% FCF growth,
70% likelihood of 4% FCF growth, and 10%
likelihood of (-5)% FCF growth))</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/12/iv-mkc.jpg</image:loc><image:title>IV MKC</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/12/iv-chkp-3.jpg</image:loc><image:title>IV CHKP</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/12/mkc.jpg</image:loc><image:title>MKC</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/12/chkp-ror.jpg</image:loc><image:title>CHKP ROR</image:title><image:caption>Expected Rate of Return of 7.8% (20% likelihood of 10% FCF growth, 70% likelihood of 4% FCF growth, and 10% likelihood of (-5)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/12/iv-chkp.jpg</image:loc><image:title>IV CHKP</image:title></image:image><lastmod>2020-08-16T22:05:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2019/12/01/the-power-of-moment-why-certain-experiences-have-extraordinary-impact-book-of-the-month/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/11/power-of-moment.jpg</image:loc><image:title>Power Of Moment</image:title></image:image><lastmod>2020-08-16T22:04:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2019/11/17/investing-in-medtronic-mdt/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/11/medtronic-1.jpg</image:loc><image:title>Medtronic</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/11/medtronic.jpg</image:loc><image:title>Medtronic</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/11/img_7649.jpg</image:loc><image:title>img_7649</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/11/mdt-logo.jpg</image:loc><image:title>MDT logo</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/11/mdt-ror.jpg</image:loc><image:title>MDT-ROR</image:title><image:caption>Medtronic's Expected Rate of Return is 2.4% (if 20% likelihood of 5% FCF growth, 70% likelihood of 2% FCF growth, and 10% likelihood of (-2)% FCF growth)</image:caption></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/11/mdt-iv-1.jpg</image:loc><image:title>MDT-IV</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/11/mdt-iv.jpg</image:loc><image:title>MDT-IV</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/11/mdt.jpg</image:loc><image:title>MDT</image:title></image:image><lastmod>2020-08-16T22:03:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2019/05/26/investing-in-funeral-services-business/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/05/iv-deathindustry.jpg</image:loc><image:title>IV-DeathIndustry</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2019/05/deathindustry-1.jpg</image:loc><image:title>DeathIndustry</image:title></image:image><lastmod>2020-08-16T22:03:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2018/07/22/2018-berkshire-hathaway-annual-meeting/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2018/07/img_0864.jpg</image:loc><image:title>IMG_0864</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2018/07/img_0862.jpg</image:loc><image:title>IMG_0862</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2018/07/img_0857.jpg</image:loc><image:title>IMG_0857</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2018/07/img_0855.jpg</image:loc><image:title>IMG_0855</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2018/07/img_0839-e1532288486730.jpg</image:loc><image:title>IMG_0839</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2018/07/img_0836.jpg</image:loc><image:title>IMG_0836</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2018/07/img_0835.jpg</image:loc><image:title>IMG_0835</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2018/07/img_0832.jpg</image:loc><image:title>IMG_0832</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2018/07/img_0815.jpg</image:loc><image:title>IMG_0815</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2018/07/img_0814.jpg</image:loc><image:title>IMG_0814</image:title></image:image><lastmod>2020-08-16T22:02:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2019/01/27/chinas-economic-slowdown/</loc><lastmod>2020-08-16T22:02:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/03/15/is-a-global-recession-inevitable/</loc><lastmod>2020-08-16T22:01:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/05/10/3-key-takeaways-from-berkshire-hathaways-2020-shareholder-meeting/</loc><lastmod>2020-08-16T22:00:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/04/26/should-public-companies-be-allowed-to-fail/</loc><lastmod>2020-08-16T22:00:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/04/12/where-is-the-us-economy-headed/</loc><lastmod>2020-08-16T22:00:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/02/16/why-is-the-federal-reserve-not-ready-for-the-next-recession/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/02/fed.png</image:loc><image:title>Fed</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/02/federal-reserve-funds-rate.png</image:loc><image:title>Federal Reserve Funds Rate</image:title></image:image><lastmod>2020-08-16T21:59:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/06/07/security-analysis-book-of-the-month-2-2/</loc><lastmod>2020-08-16T21:58:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/05/31/security-analysis-book-of-the-month-1-2/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/05/security-analysis-ben-graham-first-edition-signed-warren-buffett-rare-klarman.jpg</image:loc><image:title>security-analysis-ben-graham-first-edition-signed-warren-buffett-rare-klarman</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/05/security-analysis-2nd-edition.jpg</image:loc><image:title>Security Analysis 2nd Edition</image:title></image:image><lastmod>2020-08-16T21:58:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/07/19/solvency-crisis-still-looms-over-the-economy/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/07/finance.jpg</image:loc><image:title>Finance</image:title></image:image><lastmod>2020-08-16T21:58:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/04/19/if-something-cannot-go-on-forever-it-will-stop/</loc><lastmod>2020-08-16T21:57:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/01/26/what-value-investing-has-taught-me/</loc><lastmod>2020-08-16T21:57:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/03/01/is-coronavirus-the-black-swan-for-the-stock-market/</loc><lastmod>2020-08-16T21:56:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://superiornorthllc.com/2020/05/17/what-does-it-mean-to-buy-low-sell-high/</loc><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/05/stock-exchange.jpg</image:loc><image:title>stock-exchange</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/05/vlo-ratios.jpg</image:loc><image:title>VLO Ratios</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/05/vlo.jpg</image:loc><image:title>VLO</image:title></image:image><image:image><image:loc>https://superiornorthllc.com/wp-content/uploads/2020/05/jcp-ratios.jpg</image:loc><image:title>JCP 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